Why Utilized? Reduced Liability with a price tag: minimizing risk with a 97% collection ratio average.

Application? Mostly Residential, Debit, Call-Back and Operator services.

Disadvantaaes? Expensive: 9.00% to 14.00% service fees.

How Much in Savings? On $500,000.00 per month L.E.C. billing at 14% service charge is $70,000/mo. That's $65,000/mo. more (without guarantee of funds) than Check Guarantee at 1.00%. Could your company use an extra $780,000/yr. recaptured & returned to the bottom line?

Note: Commercial dial-1 accounts are generally not applicable to this service;

DISCLAIMER: Savings are exclusively illustrations of the realistic recapture of excess service fees and are not intended to be used for projection purposes.

Why Utilized? Lower risk than accepting non-secured checks.

Application? Accepted for most telecom convenience services.

Disadvantaaes? 1) Higher rates at 1.20% to 5.00%; 2) No Guarantee of funds. Transaction approval strictly means a card is active; 3) Recission or Revocability is open for 60 days; 4) Market limited to only the 50% of buyers that have credit cards.

How Much in Savings? On $500,000.00 per month billing ar a low 1.50% service charge, fee is $7500/mo. That's $2500/mo. more (without guarantee of funds) than Check Guarantee at 1.00%. Could your company use an extra $15,000/yr. recaptured & returned to the bottom line?

Why Utilized? 1) NO liability; 2) Security of funds; 3) Lower rates; 4) Credit card-like convenience; 5) Painless to impliment

Application? Residential, Debit, Call-Back and Operator services.

Disadvantaaes? No downside with credit card-like functionality.

Advantaaes? 1) Enhance cashflow with 1-2-3 or 4 direct ACH payments per month to merchant account; 2) L.E.C. & Merchant Service Fee rates are 50% to 92% lower; 3) Accept CHECKS by phone like any credit card; 4) Utilize existing terminals: 5) Cut overhead with direct or pre-paid billing; 6) Limited 3-Day rescission period from date of transaction; 7) Increase sales 200%; 8) Work with strictly guaranteed funds (money order-like security with credit card-like convenience); 9) Processor highly Service & MIS driven.

Bottom Line? There is now a better & painless solution! What would recapturing $5-6-7 digits (NO liability - NO capital expenditure) mean to your profit margin and bottom line? Call us - we can help!